Companies
Bread Financial
Payments and fintechColumbus, OhioBFHAbout 6,000 employees
More about Bread Financial
Provides private-label and co-brand credit cards, Bread Pay installment loans and Bread Savings deposit accounts through retail and brand partners
Revenue
$3.8B
Fiscal 2025, total net revenue, roughly flat
Employees
About 6,000
As of December 2025
Stock
BFH
New York Stock Exchange
Headquarters
Columbus, Ohio
CEO
Ralph Andretta
Since February 2020
BrandsBread Pay, Bread Savings, Comenity co-brand and private-label cards
Current strategyGrowing co-brand cards, Bread Pay and direct-to-consumer deposits while buying back shares
CompetitorsSynchrony, Capital One, Citi Retail Services
Related companiesSynchrony FinancialCapital OneCiti
Checked October 11, 2026 · Sources: sec.gov, sec.gov (2), investor.breadfinancial.com
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